Medicare Guidance. Insurance Solutions. Trusted Resources.

DIVINE LIFE RESOURCES

Divine Life Resources helps individuals, families and small businesses understand their options, make informed decisions, and move forward with confidence.

How Can We Help?

At Divine Life Resources, education comes first. We help individuals, families and small businesses understand their options, make informed decisions and connect with coverage and resources that fit their needs.

DLR green and gold heart icon representing Medicare guidance and healthcare education

New to Medicare or reviewing your current coverage? Learn the basics, understand your options, and make an informed decision with guidance along the way.

DLR green and gold family icon representing individual and family coverage guidance

Explore health coverage options designed for individuals and families, with help understanding the choices available to you.

DLR green and gold storefront shield icon representing small business coverage

Explore health coverage solutions for small businesses and their employees, with guidance based on the needs of your organization.

Explore life insurance, final expense protection, and options for repositioning or rolling over old 401(k) assets as part of your broader retirement strategy.

Already Have Medicare?

Review your current coverage, explore available Medicare plans, and use our online shopping tool to compare options in your area.

Understanding Medicare Parts A, B, C & D

Medicare has several parts, and each one covers something different. Understanding how Parts A, B, C and D work together can help you make more informed decisions about your coverage.

  • Part A

    Hospital Coverage: Part A covers things like inpatient hospital stays, home health care, and some skilled nursing facility care.

  • Part B

    Medical Coverage: Part B covers physician visits, outpatient services, preventive services, and some home health visits.

  • Part C

    Medicare Advantage: Part C refers to the Medicare Advantage program, through which beneficiaries can enroll in a private health plan.

  • Part D

    Prescription Drug Coverage: Part D covers outpatient prescription drugs through private plans that contract with Medicare.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.  Divine Life Resources is not affiliated with or endorsed by the Government or Federal Medicare program.

Dedicated to Helping You

An Advocate on Your Side

At Divine Life Resources, guidance begins with listening. With more than 20 years of experience educating and assisting individuals with insurance and healthcare decisions, we take the time to understand your needs, explain your options clearly, and help you make informed decisions with confidence. Our role is not simply to offer insurance—it is to be a trusted resource as your needs change through retirement and beyond.

To schedule online, select the button below. When the PlanEnroll page opens, choose “Schedule an Appointment” beneath the phone number in the upper-right corner.

MORE THAN INSURANCE

Guidance for the Journey Ahead

Helping you prepare today so you can enjoy tomorrow

Retirement and insurance decisions often overlap. From Medicare and health coverage to life insurance, final expense protection, and retirement-related planning, Divine Life Resources helps you understand how the pieces fit together so you can move forward with greater clarity and confidence.

HEALTHCARE | PROTECTION | RETIREMENT

Vickie Smith, Founder and Retirement Resource Specialist at Divine Life ResourcesVickie Smith, Founder and Retirement Resource Specialist at Divine Life ResourcesVickie Smith, Founder and Retirement Resource Specialist at Divine Life Resources
Signature of Vickie SmithSignature of Vickie SmithSignature of Vickie Smith

Message from Your Local Benefits Consultant

For more than 20 years, I have had the privilege of helping individuals and families navigate insurance and healthcare decisions. That experience has taught me that every person’s circumstances are different—and that meaningful guidance begins with listening.

At Divine Life Resources, I take the time to understand your needs, explain your options clearly, and help you make informed decisions with confidence. Whether you are preparing for Medicare, reviewing your protection needs, or planning for the years ahead, my goal is to be a trusted resource throughout your journey.

I have always been inspired by Maya Angelou’s reminder that people may forget what you said or did, but they will remember how you made them feel. It is with that spirit that I serve each client—with care, respect, education, and a genuine commitment to doing what is right.

Divine Life Resources represents a variety of major insurance carriers. The logos shown are a small sample of the carriers we represent. Contact us for a complete list and guidance on options available in your area.

Older adults reviewing Medicare resources together

Medicare Resources

Family discussing individual health insurance coverage options

Individual & Family Coverage

Dental & Vision Coverage

Contact Us

Office: 936-280-4152
Texas: 936-499-0303
Arizona: 602-499-0182

Email: divinelife1@outlook.com
NPN: 10166741

Divine Life Resources proudly serves individuals, families, and small businesses throughout Texas and Arizona.